If you ask me honestly then I say yes. Because mutual fund have a very good tool called sip. If we buy a share in sip method then we spent a high brokerage but in mutual fund SIP charge is very low and SIPS are a very good tool for new investor because it average out your buy price and always protect you from big losses.
In this blog I already discuss 2 mutual funds below their offer price 10 rupee. I always prefer a sideways sector fund to investment when market is high.
Please also remember ULIP is not a mutual fund. It is an insurance tool. Always prefer ELSS for saving tax instead of ULIP
This blog give you information about top Indian mutual funds or top mutual funds for SIP, Also read details about TIP, Smart SIP, ETF's and real estate investment trusts (REITs)
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