Hi Maheshji,
I would like to know, which Mutual Fund I should go after if m7y plan is for long term say >10 years. Should I go for dividend option in this case? My plan is to invest in SIP. Could you please guide me in choosing the right mutual fund for long term?
Thank You.
Thomas
1. In my view dividend option is always good then growth option because when you receive dividends then it means partially profit booking of your portfolio and I think you knew that profit booking is not a bad thing in share market.
2. secondly I think it is good to go with market leader fund like HDFC TOP 200 but do not accept return more than 15 % in this case.
3. if you want some higher return like 35%+ then you may take some risk and make a SIP in INFRA BEES and book all portfolio on 35% return then shift your money in BANK BEES because I think in coming 2 year infra sector will perform in ascending order and baking sector down is descending order due to market cycle.
4. Point 3 is not sure it is based on past market performance of various sectors.
5. So make your own decision.
6. Related articles
http://mutualfundgenius.blogspot.com/2010/11/which-option-is-best-in-mutual-fund.html
http://mutualfundgenius.blogspot.com/2010/08/largest-mutual-fund-scheme-in-india.html
http://mutualfundgenius.blogspot.com/2010/10/view-on-infrastructure-benchmark.html
Sunday, February 20, 2011
Saturday, February 12, 2011
RELIANCE INFRASECTOR FUND NOW AVAILBLE BELOW 10(@8.81 only)
When NFO of reliance infrastructure fund is come in 2009 then I advice my investors that infra share may show downtrend for 2-3 year so avoid this NFO and I will remember you on this blog when price of this fund go below 10.
One investor make a very bitter comment on this article (comment is deleted due to illegal words).now reliance infrastructure fund NAV is go down below 10 (now it is 8.81 )and in last 2 year (since nfo) your return is negative in this fund but I think this is the right time to make a SIP in this fund for 2 year and I think after 2 year this fund may give a decent return in your SIP.
READ THIS FORMER ARTICLE OF 2009 AT
http://sharegenius.blogspot.com/2009/08/nav-of-reliance-infrastructure-fund.html
These are the top holdings of reliance infrastructure fund:-
Era Infra Engineering Ltd
State Bank of India
Oil & Natural Gas Corpn Ltd
Infrastructure Development Finance Co. Ltd
Reliance Infrastructure Ltd.
ICICI BANK LTD.
JaiPrakash Associates Ltd.
Hindustan Construction Company Ltd
Sterlite Industries (India) Ltd
NTPC Limited.
Mundra Port & Special Economic Zone Ltd
Jindal Saw Ltd.
Larsen & Toubro Limited
Jayaswal Neco Industries Ltd.
Gas Authority Of India Ltd
Nagarjuna Construction Company Ltd
Shobha Developers
SPML Infra Limited
Disclaimer: - mutual fund investment is subject to market risk, author is not registered mutual fund adviser so take your own decision and I have no any unit of this fund. Read detail disclaimer on this blog.
Thursday, October 21, 2010
VIEW ON INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES)
1. I always like to invest in benchmark exchange traded funds because they are traded like a share and provided me facility to delivery basis investing in index.
2. benchmark mutual fund launch a new open ended scheme ( ETF) at 9 sept 2010 name INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES).
3. theme of this fund is very simple, this fund is based on CNX INFRASTRUCTURE INDEX and price of this ETF unit is always 1/10 of this index for example currently on CNX INFRASTRUCTURE INDEX is traded on 3658 so price of this ETF one unit is 366 near 1/10 of index.
4. this ETF is traded on NSE like any other share and after buying units are deposit in your demat account like a share.
5. CLICK HERE FOR DOWNLOAD OFFER DOCUMENT OF INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES)
6. currently CNX INFRASTRUCTURE INDEX have 25 share like SUZLON, RELIANCE POWER , MUNDRA PORT, TATA COMUNICATION, BHARTI AIRTEL…ETC read full constitution of CNX INFRASTRUCTURE INDEX in this link
http://www.nseindia.com/live_market/dynaContent/live_watch/equities_stock_watch.htm?cat=CI
7. I think most of these shares traded near his 52 week lows and not perform from last 1 year so if I make a SIP in this ETF then easily get decent returns in 2-3 years.
8. I have 41 unit of INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES) so my personal interest is included in this scheme. This is not an investment advice.
2. benchmark mutual fund launch a new open ended scheme ( ETF) at 9 sept 2010 name INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES).
3. theme of this fund is very simple, this fund is based on CNX INFRASTRUCTURE INDEX and price of this ETF unit is always 1/10 of this index for example currently on CNX INFRASTRUCTURE INDEX is traded on 3658 so price of this ETF one unit is 366 near 1/10 of index.
4. this ETF is traded on NSE like any other share and after buying units are deposit in your demat account like a share.
5. CLICK HERE FOR DOWNLOAD OFFER DOCUMENT OF INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES)
6. currently CNX INFRASTRUCTURE INDEX have 25 share like SUZLON, RELIANCE POWER , MUNDRA PORT, TATA COMUNICATION, BHARTI AIRTEL…ETC read full constitution of CNX INFRASTRUCTURE INDEX in this link
http://www.nseindia.com/live_market/dynaContent/live_watch/equities_stock_watch.htm?cat=CI
7. I think most of these shares traded near his 52 week lows and not perform from last 1 year so if I make a SIP in this ETF then easily get decent returns in 2-3 years.
8. I have 41 unit of INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES) so my personal interest is included in this scheme. This is not an investment advice.
AVOID PSU FUNDS
Hi Maheshji what is your view on investing in Public Sector based mutual funds? Which one of them is good Religare, SBI, Sundaram or bank of baroda MF on PSU thanks Pattabhi
I think in this time when a mob of Indian PSU IPO is coming in market all PSU is traded on higher valuations banks are already traded on his all time highs.
so I think when mob of PSU IPO is cool down (in 6 months to 2 year) then PSU funds is not perform well
it is the style of market when any sector IPO is comes market player make rumeros on this sector , so I think in this time look a telecom or infrastructure fund for long term investing because infrastructure sectors is near his all time low so in 2-3 year all of infrastructure funds double to triple from here
this is my personal view only not and advice, I already holds 41 unit of INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES) so this is my discloser also. I have no any unit of PSU funds.
I think in this time when a mob of Indian PSU IPO is coming in market all PSU is traded on higher valuations banks are already traded on his all time highs.
so I think when mob of PSU IPO is cool down (in 6 months to 2 year) then PSU funds is not perform well
it is the style of market when any sector IPO is comes market player make rumeros on this sector , so I think in this time look a telecom or infrastructure fund for long term investing because infrastructure sectors is near his all time low so in 2-3 year all of infrastructure funds double to triple from here
this is my personal view only not and advice, I already holds 41 unit of INFRASTRUCTURE BENCHMARK EXCHANGE TRADED SCHEME (Infra BeES) so this is my discloser also. I have no any unit of PSU funds.
Thursday, October 7, 2010
VIEW ON IDFC LONG TERM INFRASTRATURE BOND
1. Long term infrastructure bond is a new tax saving instrument which introduced in our budget 2010
2. In our budget 2010 A new tax saving section, Sec 80CCF has been introduced, where an investment up to a maximum of Rs 20,000 in infrastructure bonds would be deductible from your taxable income subject to upper limit of 20000.
3. IDFC a NBFC launch his long term infrastructure bond with face value of 5000 per bond and you can apply minimum 2 bond (minimum amount 10000)
4. investment in IDFC LONG TERM INFRASTRATURE BOND not effect of your limit of 100000 in section 80C of income tax act because The tax saving investments in this new section (Sec 80CCF) is over and above Rs 1,00,000, that is already allowed under Section 80C.
5. IDFC LONG TERM INFRASTRATURE BOND is for 10 year period and minimum lock in period of 5 year.
6. IDFC LONG TERM INFRASTRATURE BOND will be listed on the stock exchange NSE/BSE but no trading will be established during the lock in period of 5 year.
7. IDFC LONG TERM INFRASTRATURE BOND are rated LAAA by Icra. This is the highest possible rating and indicates a stable outlook.
8. Author of this blog is not a registered investment advisor so please consult your investment advisor before investing.
9. last date of issue is 18 oct 2010.
2. In our budget 2010 A new tax saving section, Sec 80CCF has been introduced, where an investment up to a maximum of Rs 20,000 in infrastructure bonds would be deductible from your taxable income subject to upper limit of 20000.
3. IDFC a NBFC launch his long term infrastructure bond with face value of 5000 per bond and you can apply minimum 2 bond (minimum amount 10000)
4. investment in IDFC LONG TERM INFRASTRATURE BOND not effect of your limit of 100000 in section 80C of income tax act because The tax saving investments in this new section (Sec 80CCF) is over and above Rs 1,00,000, that is already allowed under Section 80C.
5. IDFC LONG TERM INFRASTRATURE BOND is for 10 year period and minimum lock in period of 5 year.
6. IDFC LONG TERM INFRASTRATURE BOND will be listed on the stock exchange NSE/BSE but no trading will be established during the lock in period of 5 year.
7. IDFC LONG TERM INFRASTRATURE BOND are rated LAAA by Icra. This is the highest possible rating and indicates a stable outlook.
8. Author of this blog is not a registered investment advisor so please consult your investment advisor before investing.
9. last date of issue is 18 oct 2010.
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